Xero alternative

The Xero alternative for Canadian corporations.

Xero is a global tool with Canadian rules layered on. Ledg is bookkeeping for a Canadian solo business or small corporation, at a fraction of the monthly cost. GST/HST and PST are recorded separately on every entry, every built-in category carries its CRA GIFI code, and your accountant gets one handoff pack: general ledger, trial balance, GST/PST summary by quarter, and bank reconciliation.

No credit card. Free with no entry limit. Built around Canadian tax rules.

Do the bookkeeping from the AI agent you already use.

On Solo, connect Claude, ChatGPT, or another supported AI agent. Show it a receipt: it saves the receipt and adds its tax breakdown and line items to the bank or statement transaction it belongs to. If that transaction has not arrived yet, the receipt waits and is matched when it does. No entry it writes reaches your statements or tax totals until you confirm it in Ledg. With your approval it can also update your business settings, and each change shows in Activity.

You: “What PST did I collect last quarter?”

Why Canadian corporations switch from Xero to Ledg

One country, not many

Xero sells the same product into many markets and layers each country's tax rules on top. Ledg starts at the CRA. GST/HST and PST are recorded separately on every entry and totalled by quarter, the deadlines follow how your business is set up, and every built-in category carries its CRA GIFI code.

A fraction of the monthly cost

Xero's entry plan, Starter, is $25 CAD a month after its promotional period, and it caps you at 20 invoices and 5 bills. Ledg Free has no entry limit, no time limit and no credit card, and Solo is $4 CAD a month for one business with bank sync and your AI agent connection.

A handoff pack your accountant can open.

One download: general ledger, trial balance, GST/PST summary by quarter, and bank reconciliation, with a README that explains the sign conventions. Send it to your accountant, who files in their own software. In Ledg, every built-in category carries its CRA GIFI code, shown beside each entry and available to a connected AI agent.

Your accountant costs nothing

Invite your accountant from the Members tab in Settings. They create a free Ledg account to accept, then get read-only access to your ledger, statements and reports. They never pay and never count against your plan, on Free or on Solo.

A Canadian tax handbook, built in

123 Canadian tax and bookkeeping entries ship with the product, each citing the Act, regulation, CRA guidance or accounting standard it rests on: CCPC rules, T2 schedules, GIFI codes, shareholder loans, capital cost allowance.

Nothing counts until you confirm it

Bank transactions, CSV imports, entries you type and anything a connected AI agent drafts all land in Stage first. You check the supplier, amount, category and tax, then confirm. Only confirmed entries reach your statements and tax totals.

Ledg and Xero, side by side

Ledg's side is what the product does today. Every Xero cell was read on their own Canadian pricing and bank connection pages. Checked September 19, 2026. Plans change often, so read their pricing page before you decide.

CapabilityLedgXero
Free planFree with no entry limit or time limitA 30-day free trial of all features. No free plan.
Lowest paid plan, regular monthly price$4 CAD per businessStarter $25 CAD. Standard $60 CAD. Premium $80 CAD.
Caps on the entry planNo entry limit on Free or SoloStarter: 20 invoices and 5 bills.
Automatic bank feed for Canadian banksYes, on Solo, through PlaidConnect an account to import transactions automatically; the page does not name Canadian institutions.
GIFI code on every built-in categoryYes, shown on the entry and readable by your connected AI agentThe pricing page does not mention GIFI codes.
Multiple currenciesNo, books are kept in Canadian dollarsOn Premium. Excluded on Starter and Standard.
Questions

Xero and Ledg, answered.

Books kept current, not rebuilt at year-end.

Free with no entry limit. No credit card.